Some tips for small businesses looking to borrow money
Your company will likely need a small-business loan at some point in its life. Let’s face the facts. It can be not easy to get a loan…
What is Overleveraged? What Does It Mean for Our Finances?
Leverage is a term that refers to the amount of money borrowed. Overleveraged refers to having too many debts. Specifically, businesses/individuals are overleveraged if they…
Five Ways to Financing Your Refrigerator with EMI
At the same time, and correspondingly, finance is about the overall “system”, i.e., the financial markets that allow the flow of money, via investments and other financial instruments, between and within these…
Best Finance Movies and Shows to Watch
Finance is a term for the management, creation, and study of money and investments. Specifically, it deals with the questions of how an individual, company or government acquires money – called capital in the context of a business –…
What to do and not to do during the COVID-19 Pandemic?
The Coronavirus has caused turmoil in the global economy, making many people insecure about their finances and jobs. It’s hard to make sound financial decisions…
ROI Formula (Return On Investment)
What is Return on Investment (ROI), and how can it be used? Investors use the financial ratio to determine the return on their investment. It…
Corporate Finance Ratios
What is Corporate Finance Ratio? Corporate Finance Ratios can be used to evaluate businesses. Investors can use these ratios, financial analysts, equity researchers, asset managers,…
Internal Rate of Return (IRR)
What is the Internal Ratio of Return (IRR)? The Internal Rate of Return (IRR) is the discount rate that renders the net value (NPV) of a…
8 Credit Card Mistakes that Will Sink Your Credit
Credit cards are wonderful. They’re great, except when they aren’t. Credit cards can be a useful and convenient financial tool. Credit cards are a smart…
Can you finance a phone with bad credit?
You have choices. Do you remember when a cell phone wasn’t considered a necessity but a luxury? In the old days, people in businesses of…