Family networks play a crucial role in credit access for the first time.
A bank loan is the first step to entering a trusted lending circle. The bank will use this loan to obtain credit reports. How does…
Credit/finance
Climate Change Regulations: Real Effects and Bank Lending
The financial system will be affected by climate risks and climate policies. In recent years, monetary authorities have required banks to include climate risks within…
Refinance program for homeowners that is affordable
HARP Now Allows More Homeowners to Refinance Federal regulators made important changes to HARP. This Home Affordable Refinance Program was created to assist borrowers who…
FHA Streamline – An Alternative to FHA Short Refinance Program
We can help homeowners in many different situations. We counsel homeowners in a wide range of situations. Not all are behind on their mortgage payments….
Get a Tax Credit for the First-Time Homebuyer
A first-time home buyer tax credit program was available to homes purchased as your primary residence between April 2008 & May 2010. The federal program…
Credit.org: Guide for Opting out of Unwanted Communications
We have created a series of articles to help clients and the general public opt out of unsolicited marketing communications and protect privacy. Spammers and…
Credit Scores and Limits: Credit Scores vs Credit Limits
We often ask people to tell us their credit score and their credit limit so that they can assess how they are doing in managing their credit. Understanding the…
For Veterans and Service Members, we offer free counselling on military credit.
We hope that all current and former veterans will use the professional services to improve their credit scores, help them become homeowners, or balance their…
Tips for Paying Off Your Credit Card Each Month
Credit.org helps people to pay off their credit card debts. This is a key step to financial freedom for almost everyone. Although it may seem…
How to improve your credit score
You can improve your credit score by following some simple steps. These include opening credit accounts that report to credit bureaus, paying your bills on…