Climate Finance in the negotiations
Introduction Climate change is a global problem. The contributions of different countries and their ability to cope with and prevent its effects are vastly varied. Parties…
Crushing Debt: A Guide to Paying Off Loans and Building Wealth
Interest rates have risen rapidly in the last 18 months. As fixed-rate mortgages expire, many of us will feel the pinch. In this situation, many people have…
What are Annuities and what role do they play in Retirement?
Most people are familiar with annuities, but they don’t really know what they are or how to use them. Annuities are emerging from the deep freeze…
When do SMSF’s make sense?
When is it a good idea to transfer your superannuation funds into a Self Managed Fund? Is not moving to an SMSF a waste of time? Who…
What is Factor Investing?
You have almost certainly heard about index investing. It is also known as passive investing. Investment portfolios are built to mimic a given market. Its size…
Is Superannuation Worth the Risk?
A Fairfax Press inspired this week’s blog post, Ask an Expert Question. A reader wondered if it was worth adding more money to the super…
Having Goals is Not Enough
Two separate conversations I had this week with new clients prompted today’s blog post. In one instance, a couple received a recent inheritance. In the other…
Should we buy a holiday home?
Summer is here, and you should be relaxing somewhere with lots of sunshine and blue skies. It is at these times when we are walking along…
Am I too old to achieve Financial Autonomy?
Finding that people are able to reach Financial Autonomy as late as their 50s and 40s is not unusual. For those who have children, the majority…
Melbourne to Manhattan: A Podcast Pause for a City Change
This week, I’m recording an emotional episode. I have decided to stop producing the Financial Autonomy Podcast after six and 1/2 years and 342 episodes. At this…