Financial planning, when provided holistically, will provide you with guidance and support across your entire financial life including:
Financial planning should not be a process which solely focuses on managed fund investing, either inside or outside of the superannuation environment. Unfortunately however the typical financial planning company in Australia isn't equipped to provide a truly holistic advice service, which ultimately provides a limited result for their clients.
As a financial planning client of Omniwealth we will help you develop an holistic strategy which covers all areas of your finances. The result; you can live a life with greater freedom and choice knowing that your entire financial situation has been considered and just as importantly, effectively planned. Omniwealth is able to provide this comprehensive service because we have structured our business a little differently than the average financial planning company in Australia.
Our approach to the financial planning process is unique in that we first help you identify your appropriate strategy before investing into any specific product. We call this ‘Needs Based Planning’ because it focuses on your needs as an investor and not a prescribed asset allocation or risk-profiling model, as seen across other financial planning companies around Australia.
Omniwealth also believes in a fee for service relationship with our clients. The fee you pay is directly related to the amount of service Omniwealth provides you and not a commission based upon the products we recommend.
Finally, we believe that clients who understand how the wealth creation process works are far more successful in achieving their wealth creation goals. To help you become financially successful we will take you through an education process which covers all areas of your finances allowing you to make better informed investment decisions.
Omniwealth is authorised by CIP Licensing Limited (CIPL) AFSL 471728, an Australian Financial Services company with their own AFSL. We don’t have a large bank or institution pushing products such as managed funds onto us, or our clients. By having their own AFSL, CIPL are able to source the most appropriate investments in the market which suits our clients’ needs and not the needs of a large fund manager or bank. Omniwealth strives to ensure it conforms to government and ASIC guidelines, so you can rest assured that the advice you receive is in your best interests.
For a non-financially minded person like myself, Aaron's advice was given in a way that I understood and trusted.
We had a great experience with Omniwealth. It was made simple and easy and without the hassle of dealing with all the hoops and forms you need to jump through. I would recommend Omniwealth over and over again as they are interested in actually helping you and breaking down barriers as opposed to putting up walls when it comes to the big banks.
A lot of time was invested in us making sure that we fully understood what it will take to reach our goal of a nice income in retirement