By Andrew Zbik The debate about dividend imputation credits and how they are dealt with as part of our taxation system looks like it will be here to stay to at least the next Federal election. A quick history lesson: Dividend imputation credits were something that was introduced back in the days of the Hawke/Keating Governme Read More

By Andrew Zbik. Over the last week conversations have continued with my clients about the recent share market drop. Several clients have asked what role Exchange Traded Funds (ETFs) have played? There are some commentators out there stating that the index approached used by ETF’s are stifling liquidity, the underlying assets fluctuate Read More

By Andrew Zbik. Being a strategy focused fee-for-service planner, I have many clients whom are in their thirties. Many of these clients made their first step into the property market by buying a unit. It’s not just a unit, this unit is their home. As time moves on – a couple becomes three, then four as the patter of little children’s  Read More